It's fun to spin out these possibilities. I like your "sounds like Rodrick" lines of thinking - you never know where these rhymes might lead. Some points I think we have to consider when deciphering Pod: 1) Payne sounds like Dayne and Reyne. Could there be parallels or symbolism in either of those Houses to explain House Payne? 2) His only known living relative is Ser Ilyn. We don't know the relationship, but what clue does this relationship provide in sorting out both Paynes?