Mlle. Zabzie

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About Mlle. Zabzie

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    Well-Informed Doorstop
  • Birthday 08/25/1977

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  1. What I like about Dashlane is that since it synchs to my mobile, I can use the dashlane app on my mobile as a password keeper. Then, when I want to use on a work device I can access the password on my mobile and then type it in on my work computer as necessary.
  2. I adore having a password manager. It makes changing everything easy.
  3. US politics: Donny, you're out of your element

    Look the South was solid (Democrat) within living memory, and within living memory, the Democratic party didn't have 100% the best record on these issues, so let's all be a little bit fair here. It's not ANCIENT history by any stretch of the imagination. That said, it is HISTORY post 1960s. So, you know, we should all be reacting to what the political realities are today.
  4. US politics: Donny, you're out of your element

    I think a VAT should not replace the income tax, in part for the reasons that you mention. Look, we're going to need a substantial amount of revenue from somewhere in the mid-term. And that is just to maintain or replace things that there is pretty broad consensus are public goods (like roads/infrastructure and defense). Right now, lots of people have their heads in the sand and are wandering around with a "don't tax me, don't tax thee, go tax the guy behind that tree" attitude (current guy behind the tree is someone who gets carried interest, but that's a tiny, tiny revenue raise). And our current tax system is set up with a jumble of incentives and very little coherent policy. All that said, there are too many people too deeply invested in the current system. E.g., getting rid of the mortgage interest deduction would frankly tank the housing market - how could you do it to minimize the pain, particularly for parts of the middle class the substantial part of the savings of which are tied up in home equity. Anyhow, I think we are going to see radical reform in the next 20 years, but it will be from necessity.
  5. US politics: Donny, you're out of your element

    We would, but debate about rate is different than a debate about system The thing about exchange rates that are so hard for us to predict is that we are a reserve currency and between our monetary policy and the monetary policy of other nations, there are too many externalities to let there be a clear cause and effect. I think the whole thing is kinda bogus, but I do appreciate the effort to try to end the deferral of "overseas" profits.
  6. US politics: Donny, you're out of your element

    It's functionally a bass ackwards VAT that allows deductions for wages. Rates won't adjust sufficiently fast enough. They are correct. Global services providers hate it too. It's clever, and it does reign in some abuses, but we'd be better off with a traditional VAT + territorial income tax. I think 2018 is possible, even it it's just a headline rate cut because that makes good copy with the base.
  7. US politics: Donny, you're out of your element

    I personally think that the Republican plan for the corporate tax is untenable. It probably doesn't pass muster under the WTO to start (not sure if they care). But beyond that, it is very complicated, it is only revenue neutral because of the transition period (where people basically get whammed a second time by this tax until they can realign their operations to be efficient and the currency adjusts), and the "losers" it creates are politically impossible to have as enemies. I give it a 10% chance of going anywhere. If I had to predict what will actually happen, it's Bush tax cuts round 2, complete with 10 year sunset (I put that at like 51%).
  8. US politics: Donny, you're out of your element

    On tax policy, I predict the following should happen in the next 20 years, and that we will not be able to have proper tax reform until we do. 1. We need a VAT (with appropriate carveouts for necessities like they have in like pretty much the rest of the world). Obstacles: Democrats who see the tax as regressive (which, it is, but you carve out stuff to try to alleviate it). Republicans who oppose any "new" tax as a bad thing. States (as coordinating a VAT with state sales tax regimes will be nightmarish). 2. Our corporate income tax rate should be decreased and we should go on a territorial system with appropriate anti-abuse rules(like they have in...wait for it...pretty much the rest of the world). Obstacles: Democrats who think that corporate tax rates should be increased and expanded and damn the consequences. Republicans who distrust anything vaguely European feeling. Members of both parties who take lots of money from special interests of all kinds (so basically, politicians in general). 3. Our individual tax system should be vastly simplified. I personally wouldn't do much more in terms of headline rates, but I'd get rid of some pretty substantial sacred cows, including the mortgage interest deduction, the capital gains rate preference and the automatic step up on inherited property Obstacles: Everybody.
  9. US politics: Donny, you're out of your element

    From The Hill. Look, this could all just be a big pile of BS. But honestly, there is just so much g-d smoke around the Russia stuff. I don't see why there isn't WAY more of a proper investigation being done. This is a both sides of the aisle thing as far as I am concerned.
  10. UTI hurts worse, yeast infection is more annoying.
  11. US politics: Donny, you're out of your element

    Betsy DeVos - Unlikely Voice of Something or Another?
  12. UTIs ARE the worst. Most of mine have been in connection with pregnancies. Thrush on the other hand....apparently I'm just susceptible, so I wear lots of really unsexy granny cotton or face the consequences. Sometimes, I definitely face the consequences. Also, the Oxford comma? I can take it or leave it. This may make me a minority of one. Also, I think lawyers horrifically OVER utilize the comma. And the word "such," but, contrary to stereotype, not so much "said."
  13. US Politics: Opening Pandora's Box

    I expanded.
  14. US Politics: Opening Pandora's Box

    The opposite. You should be very concerned about this - institutionally they are known to be exhaustive and tireless (and to make oodles of money).
  15. US Politics: Opening Pandora's Box

    Look up Cerberus. They are different than a lot of PE.